In the physical real, when a baby is born, he is at once endowed with all the faculties of the human race. He has eyes, hands, feet, and brains. He never gets these later. Although they grow and develop, the whole person is there at the first. So it is when a person is born again. He has at that moment all the faculties that he will ever have, although there will be endless possibilities for developing them. – William MacDonald, The Believer’s Bible Commentary (NT), p. 1130